• Provides comprehensive protection against weather-related causes of loss and certain other unavoidable perils. Check Crop Provisions for specific causes of loss.

• Coverage Levels: 50%-85%, in 5% increments, (80% and 85% coverage levels are not available in all areas) of the APH up to 100% of the price election (determined by RMA). CAT coverage is available at 50% of the APH and 55% of the price election.

• Availability: All 50 states

• For more information click: APH

Pasture, Rangeland, Forage (PRF)

• Insures against widespread loss of production of the insured crop in a designated area called a grid. Coverage is based on the experience of a grid rather than individual farms. Coverage under the Pasture, Rangeland, Forage (PRF) program is available for two crop types: Grazing and Haying. Losses are paid when the grid’s accumulated index, known as the final grid index, falls below the insured’s trigger grid index. Lack of precipitation is the only cause of loss covered by Rainfall Index (RI).

• Coverage Level: From 70%-90%, in 5% increments. CAT is not available.

• Availability: 48 contiguous states

• For more information click: PRF

Revenue Protection (RP)

• Comprehensive protection through a dollar guarantee. RP also provides prevented planting and replant protection. A projected price is used to calculate the premium, replant payments and prevent planting payments. RP covers weather-related causes of loss, certain other unavoidable perils and price fluctuations. The RP dollar guarantee for the insurance unit is the approved yield times the level of coverage, the insured acreage, the percent of share and the projected price. There is increased protection if the harvest price is higher than the projected price. Revenue Protection with Harvest Price Exclusion does not provide increased protection if the harvest price is higher than the projected price.

• Coverage Level: From 50%-85%, in 5% increments (80% and 85% coverage levels are not available in all areas).

• Availability: All 50 states

• For more information click: RP

Yield Protection (YP)

• Protects against a production loss for crops for which revenue protection is available but was not selected. YP also provides prevented planting and replant protection. Coverage is expressed as a production guarantee (approved yield times the coverage level).

• Coverage Level: CAT coverage is available at 50% of the approved yield and 55% of the projected price (50/55). The YP yield guarantee is the approved yield multiplied by the selected level of coverage and the insured acreage. Coverage levels are available from 50% to 75%, in 5% increments (80% and 85% coverage levels are available in limited areas) of the approved yield up to 100% of the projected price, which is determined by the Commodity Exchange Price Provisions.

• Availability: All 50 states

• For more information click: YP

Whole-Farm Revenue Protection (WFRP)

• Provides a risk management safety net for all commodities on the farm under one insurance policy. This insurance plan is tailored for any farm with up to $8.5 million in insured revenue, including farms with specialty or organic commodities (both crops and livestock), or those marketing to local, regional, specialty or direct markets. WFRP can be purchased in conjunction with STAX. WFRP provides protection against the loss of insured revenue due to an unavoidable natural cause of loss, that occurs during the insurance period and will also provide carryover loss coverage if you are insured the following year.

• Coverage Level: From 50%-85%.

• Availability: All 50 states

• For more information click: WFRP

Livestock Risk Protection (LRP)

• Provides protection for swine, fed cattle, feeder cattle and lamb against declining livestock prices if the price, as specified in the policy, drops below the producer’s selected coverage price.

• Availability: Fed Cattle, Swine and Feeder Cattle - all states. Lamb - Arizona, California, Colorado, Idaho, Illinois, Indiana, Iowa, Kansas, Michigan, Minnesota, Missouri, Montana, Nebraska, Nevada, New Mexico, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Dakota, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin, and Wyoming

• For more information click: LRP

Livestock Gross Margin (LGM)

• Provides protection for cattle, dairy cattle and hogs.

• LGM for Cattle provides protection against loss of gross margin (market value of cattle minus feeder cattle and feed costs) on cattle. LGM covers a decline in cattle prices and/or an increase in feed costs and/or an increase in feeder cattle prices.

• LGM for Dairy Cattle provides protection against the loss of gross margin (market value of milk minus feed costs) on the milk produced from dairy cows.

• LGM for Hogs provides protection of the gross margin between the value of insured hogs and the cost of corn and soybean meal. LGM covers a decline in hog prices and/or an increase in feed costs.

• Availability: 48 contiguous states

• For more information click: LGM

Dairy Revenue Protection (DRP)

• Insures against unexpected declines in quarterly revenue from milk sales as a result of a decline in milk prices, a decline in milk production or a combination of both. The policy uses the futures prices for milk and other dairy commodities and milk production indexed to state or region as a basis for its guarantee. The program does not insure against loss or destruction of cattle or individual yield risk (similar to Area Risk Protection Insurance).

• Availability: All 50 states

• For more information click: DRP

Area Yield Protection (AYP)

• Provides protection against loss of yield due to a county level production loss. A loss payment triggers when the county average yield in a given year falls below the trend adjusted average yield by a greater percentage than the insured’s selected deductible. AYP does not provide coverage for prevented planting or replanting.

• Coverage Level: CAT at 65% of the expected county yield and 45% of the projected price, and additional coverage of 70%-90% (in 5% increments).

• Availability: Arkansas, Colorado, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, North Carolina, North Dakota, Ohio, Oklahoma, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas and Wisconsin

• For more information click: AYP

Forage Production

• Insurable under the APH plan. Forage coverage is available for the following types of production: Alfalfa, Red Clover, Alfalfa Grass, Birdsfoot Trefoil, Grass Alfalfa, Birdsfoot Trefoil Grass, Dryland Timothy and Orchardgrass. Losses are paid when the production to count is less than the guarantee. Production from all cuttings is used to calculate the production to count.

• Coverage Level: from 50%-85% (check your county actuarial for availability of 80% and 85% levels), with up to 100% of the price election. CAT coverage is also available at the 50% level and 55% of the price election.

• Availability: Arizona, California, Colorado, Idaho, Illinois, Iowa, Maine, Maryland, Michigan, Minnesota, Montana, Nebraska, Nevada, New Jersey, New York, North Dakota, Oregon, Pennsylvania, South Dakota, Utah, Washington, Wisconsin and Wyoming

• For more information click: FP

Supplemental Coverage Option (SCO)

• Provides additional coverage for a portion of your underlying crop insurance policy deductible. SCO is an endorsement to either a YP, RP or RPHPE policy. For crops that do not have revenue protection plans, SCO is also available as an endorsement to the APH policy. SCO follows the coverage of the underlying policy. If the underlying policy is YP, then SCO covers yield loss. If the underlying policy is RP, then SCO covers revenue loss.

• Coverage Level: Dependent on the liability, coverage level and approved yield for your underlying policy.

• Availability: 48 contiguous states

• For more information click: SCO